West Virginia

West Virginia

Savings Tips

  • Is your business protected against lawsuits claiming that you were responsible for a client's financial loss? Professional liability insurance, also called E&O or errors and omissions coverage, pays legal costs and settlements if someone should allege you were negligent in providing your professional services.
  • Not sure that your general liability coverage limits are adequate? Contact Business Insurance Now to learn about excess liability insurance, also known as umbrella coverage, which adds millions of dollars in coverage for a small annual premium.
  • Under West Virginia law, certain business owners, corporate officers, corporate members and members of boards of directors can elect to reject workers' compensation coverage, which can save money on premiums. Consult with a Business Insurance Now agent to learn whether this would be a good decision for your business.

West Virginia Business Insurance

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Can't find your Industry?

If you're looking for a business-friendly state to set up shop, West Virginia is a great place to live and work. The state's net corporate income tax rate is scheduled for reduction to 6.5 percent by 2014, while business costs are 13 percent below the national average. That could be why the state's economy has been growing faster than the rest of the nation's. 1 Secure your business's place in the West Virginia business boom by protecting your investment with appropriate business insurance, including professional liability, general liability, property and workers' comp coverage from Business Insurance Now.

West Virginia Workers' Comp, Clarified

If you're trying to learn about West Virginia's workers' compensation laws, but find yourself with more questions than answers, you are not alone. The state's workers' comp laws can be confusing. We can help. Simply contact one of our agents for a free consultation. We'll help you determine whether you need to cover your employees and can explain all the available ways you can save money and keep your premiums low. Let our West Virginia insurance experts evaluate your workers' comp insurance needs and get you the coverage you need, fast.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.

1. West Virginia Department of Commerce: Business Taxes