Virginia

Savings Tips

• Although fairly far north, Virginia is still at a high risk for hurricane activity. If your business depends on functional facilities make sure that your Virginia business insurance policy includes business interruption insurance.
• Consultants in Virginia are often asked to perform jobs in nearby Washington D.C. Check with your agent to determine if your Virginia business insurance policy covers you outside of the state – you might need additional coverage if it doesn't.
• Don't forget that professional liability insurance is not typically included in a Virginia business insurance policy. This is a separate addendum which may be required by law. This is an especially important business insurance provision for consultants and lawyers.

Virginia Business Insurance

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The coverage of Virginia business insurance needs to be as comprehensive as the resources of the state itself. Virginia is one of the larger states in the U.S. both in land mass, natural resources, and residents meaning that opportunities and risks are abound for small business owners. Virginia is also home to some large corporations as well as 29 Fortune 500 companies call Virginia their home. ¹ These Virginia businesses require quality, comprehensive insurance coverage.

Comprehensive Business Insurance Will Protect Your Livelihood

Your business is your livelihood, whether you operate a small farm in a rural part of the state or if you run a management consulting firm in downtown Richmond, VA. Ensure that you have a customized insurance policy for Virginia by speaking with a Business Insurance Now agent today. Our staff is well versed in the laws pertaining to Virginia business insurance and will ensure that your customized policy offers the most coverage for the lowest price.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.