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Look into this |
| 1. |
When an employee or a subcontractor uses a vehicle on your behalf
you can be legally liable even though you don't own the vehicle.
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| 2. |
Five or more automobiles or motorcycles under one ownership and
operated as a fleet for business purposes can generally be insured under a
low-cost fleet policy against both material damage to the vehicles and
liability to others for property damage or bodily injury.
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| 3. |
You can often get deductibles at varying levels and thereby reduce
your premiums accordingly.
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| 4. |
Medical payments under automobile insurance cover medical claims
including your own arising from automobile accidents regardless of the question
of negligence.
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| 5. |
In most states you must carry liability insurance or be prepared
to provide other proof (such as a surety bond) of financial responsibility when
you are involved in an accident.
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| 6. |
You can purchase uninsured motorist protection to cover your own
injury claims from someone who has no insurance.
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| 7. |
Personal property stored in an automobile and not attached to it
(for example merchandise being delivered) is not covered under an automobile
policy.
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