Pennsylvania

Pennsylvania

Savings Tips

  • From winter storms to the occasional tornado, Pennsylvania is not immune to severe weather. Protect your business assets with property insurance and your income with business interruption insurance, which helps you pay the bills if your business is forced to temporarily close due to a covered loss.
  • While almost every employee in Pennsylvania is covered by the state's Workers' Compensation Act, certain types of executive officers of for-profit and not-for-profit corporations may elect exemption. To find out if you're eligible, consult the Pennsylvania workers' comp experts at Business Insurance Now.
  • Pennsylvania's workers' compensation law does not have a temporary worker exemption for Ohio employees. So, if you're a Pennsylvania employer performing work in Ohio, even on a temporary basis, you must obtain Ohio coverage for those employees.

Pennsylvania Business Insurance

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Can't find your Industry?

With a proud history as an economic powerhouse, Pennsylvania had a total gross state product of $553.3 billion in 2008, ranking the state sixth in the nation. 1 Whatever your line of work, protect your investment in your Pennsylvania-based business with the right insurance. Whether you need property, general liability, professional liability, workers' comp or more, Business Insurance Now offers affordable coverage and top-notch customer service for Pennsylvania-based businesses.

Cover Your Workers in Pennsylvania

Few states have workers' compensation laws as strict as Pennsylvania's, where almost all employers must provide workers' compensation insurance coverage for every employee, including part-time and seasonal workers. Not-for-profit corporations, unincorporated businesses, and even companies with just a single employee must all comply with the state's requirements. Because the state's workers' compensation laws are complex and can be confusing, you may not be sure that you're complying with all the regulations and spending as little as possible for appropriate coverage. For help getting the coverage you need and taking advantage of all cost-saving opportunities, talk to the Pennsylvania workers' comp insurance experts at Business Insurance Now.

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Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.

1. Bureau of Economic Analysis: Gross Domestic Product by State