North Carolina

North Carolina

Savings Tips

  • North Carolina is still heavily dependent on farming and agriculture. A natural disaster can have an indirect impact on your company, even if you are in an entirely different industry. Ask an agent how business interruption insurance can help.
  • Emerging technology and consulting industries in North Carolina increase the demand for professional liability coverage. If you are new to the industry, speak with an agent to assess your risks and ensure proper coverage.
  • Get with a Business Insurance Now agent before adding workers compensation insurance to your policy. We can help you properly adjust for your employee insurance needs and help you navigate the specifics of business insurance laws in North Carolina.

North Carolina Business Insurance

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Can't find your Industry?

North Carolina's economy is influenced heavily by tourism. In fact, North Carolina ranks sixth nationally in terms of visitors per year 1. So what does this mean in terms of North Carolina business insurance? It means that if you are starting a business in North Carolina, you should probably tighten up your general liability coverage to account for the increased risk associated with tourism and foot traffic in general. If your business is seasonal, like many in North Carolina, your business insurance policy should reflect that.

Ensure Your North Carolina Business Insurance Policy can Grow with Your Company

As the North Carolina economy continues grow its IT and professional services sector, the need for proper business insurance coverage grows as well. No matter what your company's plans are for future growth and expansion, make sure that your insurance policy will be able to grow with you. Partner with a company like Business Insurance Now that has intricate knowledge of the North Carolina business insurance market and can help provide you with a policy to fit your needs.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.

1. BizJournals.com: Travelers spend $16.9B in N.C.