Get instant
small business insurance quotes


Home >
 

Think logically when considering business insurance

Published:

Many business owners have a psychological aversion to purchasing a business insurance policy because they believe nothing catastrophic will happen to their business, according to a report from FM Global.

"A fundamental tenet of human nature is deniability, the belief that bad things will not happen to me," said Dr. Steve Timmons, founder and president of Solutions for Organizational Survival, who was quoted in the report.

Michael Topf, an experienced safety, health and environmental training expert, echoed the sentiments of Timmons, saying that there are three elements of thought humans have when thinking about a disaster: the bad thing will not happen; if a bad thing does occur, it will not happen to me; and if the bad thing does affect me, the effects will be minimal.

Business owners cannot have these thoughts when it comes to purchasing insurance. They need to know that owning a business itself is a risk, and it is important to become protected from those risks as much as possible.

Business insurance can provide coverage for business property and liability, which can also cover different types of disasters that a business may face.

WHY Business Insurance Now?

Learn why thousands of small businesses trust Business Insurance Now as their insurance agency.

Take 15 minutes to see how we can help you protect your business.

  • FREE, no-obligation quotes.
  • Complete one online application to compare multiple quotes.
  • Fast response—typically less than 24 hours on week days.
  • We are a nationwide insurance agency covering 48 states.
  • We work directly with you to evaluate your insurance options.
  • We only work with the top business insurance carriers in the country.
  • Expert, licensed insurance agents to guide you through the process.