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Disastrous weather can often devastate businesses

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Unfortunately, severe weather ravages several areas of the United States every year, and many businesses are forced to recover from the devastating effects.

A recent article for Steubenville, Ohio, CBS affiliate WTRF, included some insurance tips from the Ohio Department of Insurance businesses should use to recover from harsh weather.  

"The first step for business owners who suffered an interruption in service and damaged products and property is to get in touch with their insurance agent," Mary Taylor, lieutenant governor of Ohio, told the website. "They will be able to assist in sorting out the particulars of the policy and help you get back on your feet."

One way business owners can seek help from severe weather is to look into property insurance coverage. By taking photos of damaged items, businesses can receive money for damages to the physical structure of the building as well as personal property that was ruined."

Damages caused by theft and accidents are also covered under property insurance, with the policy covering the costs to either repair or replace the property that was ruined. This can be key for businesses that lose everything because of catastrophic weather.

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