New Jersey

New Jersey

Savings Tips

  • Purchasing a BOP is usually the way to go – it saves money and reduces complication. But in some cases, building a custom tailored New Jersey business insurance policy will provide greater flexibility and more comprehensive coverage.
  • While most items on your New Jersey business insurance policy will remain constant year round, other items should be adjusted regularly to reflect your current state of risk – based on the number of current or anticipated employees you have.
  • Constantly evaluate your management processes to ensure that your operations are running as safely as possible. When it's time to renew your commercial liability insurance policy, you might see impressive savings in premiums simply by tightening your management processes.

New Jersey Business Insurance

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Can't find your Industry?

New Jersey business owners are presented with a unique set of challenges and opportunities. By comparison to other states, New Jersey is considered a "bedroom community" with many residents finding work in New York City and Philadelphia. Small business owners flock to areas known as Urban Enterprise Zones where the sales tax is lower than any other part of the state and retailers can see increases in traffic to their stores. But with this increased traffic also comes the increased risk of liability of injury claims from customers.

Business Insurance Policies as Flexible as Your Company

No matter what type of business you operate, obtaining customized, New Jersey business insurance policies is a must. Whether you own a retail business catering to the rich and famous, or if you need liability coverage and workers compensation for a pharmaceutical plant, Business Insurance Now can find a quote that fits your company's exact needs.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.