Maine

Savings Tips

• Many Maine companies employ people elsewhere in the New England states—and beyond. If you have employees in other states, be sure to report payroll in those states to your workers' comp insurance carrier. If you don't, your employees working in those states may not have coverage.
• As your business expands and contracts over time, you may need to adjust your insurance coverage to reflect your current state of risk. For example, the number of people you employ can have a big impact on your insurance premiums.
• Your Maine-based business may be able to save money on insurance premiums by focusing on and improving safety. Continually evaluating and improving your management processes not only helps to protect your workers, it can mean big savings on premiums for your commercial liability insurance policy.

Maine Business Insurance

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From historically significant trades such as fishing, maple syrup, forestry and shipbuilding, to cutting-edge industries including electronics and biotechnology, Maine is a great place to be in business. Known for their work ethic and innovation, Mainers are smart businesspeople. They know that to protect their business investments and promote future growth, they need proper commercial insurance provisions, including general liability and professional liability insurance coverage. And no-nonsense Mainers know where to find it fast: Business Insurance Now.

Weathering the Winters in Maine

Having survived many a brutal winter, Mainers are used to dealing with heavy snow and blustery winds. But every now and then, a nor'easter blows in and causes property damage or power outages that force some businesses to close their doors temporarily. That's why smart business owners in Maine carry property insurance as well as business interruption insurance, which can cover lost income if a business is forced to close due to a covered circumstance. Ask your Business Insurance Now representative for details.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.