Savings Tips

  • Whatever your line of work, professional liability insurance is one type of coverage that's worth looking into. Also known as errors and omissions insurance or E&O, this type of coverage protects you if someone should allege you were negligent in performing your professional services.
  • Kentucky workers' compensation laws can be confusing. Ask the Kentucky insurance experts at Business Insurance Now for a free assessment to ensure that your company is compliant with the state's workers' comp laws.
  • Not sure that your general liability insurance policies include enough coverage to fully protect your business if you should be sued? Contact Business Insurance Now for information about excess liability insurance, or umbrella coverage. This add-on policy can provide millions of dollars worth of additional coverage for a small annual premium.

Kentucky Business Insurance

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Can't find your Industry?

From Bowling Green to Louisville and all the large and small towns dotting the state's rolling hills, Kentucky is a state rich in history and diversity. Energy production, auto manufacturing and many other modern industries exist alongside hundreds of years of agricultural history, making the business landscape in the state as diverse as its people. Whatever your business, understanding Kentucky business insurance minimizes your risk and keeps your premiums low. Because "one-size-fits-all" insurance doesn't fit all Kentucky businesses, contact the Kentucky insurance specialists at Business Insurance Now for a no-obligation insurance needs assessment.

Kentucky Workers' Comp, Clarified

About 80,000 employers and 1.7 million employees are covered by Kentucky's workers' compensation law. 1 Having undergone extensive reformations in the 1990s, the state's workers' comp laws can be confusing. For help determining whether you need to cover your employees, as well as understanding all the ins and outs of Kentucky workers' compensation laws, contact Business Insurance Now. Our Kentucky insurance experts can evaluate your workers' comp insurance needs and get you the coverage you need, fast.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.

1.Kentucky Department of Workers' Claims: Labor Department: Workers' Claims