Cyber Liability Insurance for IT Professionals
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Cyber Liability Insurance for Technology Businesses

When personally identifiable information from a business database falls into the wrong hands, the costs can run into the millions of dollars. Every person affected must be notified, their credit must be monitored, the security breach must be investigated, lawyers must be hired, government fines must be paid, and lost trust and business must be regained.

If your technology company handles clients' sensitive customer or employee data – such as account information, health information, personally identifying information, or other confidential data – your business could be held liable if the security of that data should be compromised. Cyber liability insurance is designed to protect your business against expenses and liability associated with the loss or theft of data or breaches of data security, especially when the information that is compromised is hosted on your IT company's own servers.

Even if your tech firm doesn't provide hosting services, if your company comes into contact with confidential client information in the course of your work, you should consider this coverage. All it takes is one misstep – such as a lost or stolen backup drive containing customer account information or an unsecured client database or network – and you could find yourself facing a costly cyber liability lawsuit.

What a Cyber Liability Policy Covers

Cyber liability insurance policies generally cover lawsuits alleging that your IT firm is liable for denial of service attacks or a client's inability to access a website or system as well as disclosure of the client's confidential information, malicious or accidental loss of digital assets or data, data tampering, unauthorized access to or use of data, introduction of viruses or malicious code, terrorism threats, cyber extortion, and certain other situations. These policies may also cover expenses associated with restoring data or systems, crisis management and public relations, regulatory action, notification, legal defense, and business interruption.

Contact Business Insurance Now for a Free Risk Assessment

If you're not sure if your business needs the added protection of cyber liability coverage, contact the IT insurance experts at Business Insurance Now. We are happy to provide a free assessment of your IT business's risks and ensure that you have the right mix of coverage for your business – no more, and no less.

Get a free cyber liability insurance quote now.

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Cyber Liability or Data Breach Insurance Tips

  • Create strong security processes, systems, and training for network access, firewalls, and client databases.
  • Educate employees on the liability and risks that relate to customer data – including financial and personally identifiable information.
  • Provide guidelines that limit the use or outline the security procedures for portable technology.
  • Ensure remote employees or contractors, use a secure virtual private network connection to access your business's or a client's network.