Savings Tips

  • To meet contract requirements or cover potential losses, many companies need to add coverage to their existing general liability or other insurance policies. Excess liability insurance, also called "umbrella insurance," is an easy and affordable way to add millions of dollars in coverage for a very affordable price.
  • When buying insurance, it pays to shop for the best rate. Rather than spending time calling multiple agencies and filling out lots of applications, simply complete one online application for all coverages at Business Insurance Now. You'll receive multiple quotes in 24 hours or less, and can start coverage immediately.
  • In Illinois, almost all businesses must carry workers' compensation insurance. However, to save money on premiums, sole proprietors, business partners, corporate officers, and members of limited liability companies can opt to exempt themselves from coverage. Ask the Illinois workers' compensation experts at Business Insurance Now for more information.

Illinois Business Insurance

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Can't find your Industry?

From bustling Chicago to smaller industrial cities, timber and coal towns, and fertile agricultural areas, Illinois is home to such a wide diversity of businesses, no other state can compare. From farming to finance, from manufacturing to medicine, whatever type of business you're in, Illinois is a great place to be. Protect your investment in your Illinois-based business with the right insurance. Whether you need property, general liability, professional liability, workers' comp or more, Business Insurance Now offers affordable coverage and top-notch customer service for Illinois-based businesses.

Weather the Storm in Illinois

Like many Midwestern states, Illinois has seen its share of storms and tornadoes. In fact, Illinois averages about 51 days of thunderstorm activity and 35 tornadoes every year 1, and has the sad distinction of being the state with the most deadly tornadoes on record. 2 For business owners, this all adds up to a higher risk of property damage and business shut-downs. Thankfully, Illinois businesses can reduce the risk of doing business in stormy Illinois by protecting their assets with property insurance and their income with business interruption insurance. Contact the Illinois insurance experts at Business Insurance Now for details.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.

1. NOAA National Climatic Data Center: Annual average number of tornadoes, 1953–2004
2. PAH Webmaster (2005-11-02): 1925 Tri-State Tornado