Savings Tips

  • Since 2000, the hurricanes hitting the state of Florida have resulted in over 64 billion dollars worth of damages 2. But without the proper Florida business insurance provisions in place, you might not be eligible to receive restitution.
  • Construction companies who employ one or more employees need to carry workers compensation insurance 3. If you own a construction company, you will need to speak to someone about adding workers compensation to your Florida business insurance policy.
  • Spending more on flood insurance now can save money in the future. Most Florida business insurance policies do not come standard with flood coverage. Talk to your agent about getting a quote to get this provision added today.

Florida Business Insurance

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Can't find your Industry?

Florida has the fourth largest economy of any state in the U.S. 1 making it ripe for anyone looking to start a small business. Unfortunately, like many states on The Gulf, it is prone to hurricanes; and as any small business owner can attest, hurricanes mean a loss of functionality, a loss in business, and a loss in income.

A Florida business insurance policy can help you combat not only property damages, but loss in revenue as well. Make sure that your business insurance coverage is tailored to meet your exact needs as a company, taking into account the specific coverage that will give you peace of mind when operating a small business in Florida.

Commonly Required Liability Insurance Policies for Florida Companies

Natural disasters aren't the only concern of small business owners. In Florida, business insurance is also a necessity in the areas of professional liability, workers compensation and employment practices liability. Whether your company operates in the technology sector, or if you are one of the thousands of manufacturing plants across the state of Florida, business insurance is as crucial to your company's longevity as increasing sales and efficiency. As your company grows, make sure that your business insurance coverage grows with it.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.

1. U.S. Bureau of Economic Analysis (BEA): Gross Domestic Product by State
3. Florida Department of Financial Services: Florida Workers Compensation Coverage Requirements