Delaware Business Insurance
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As the most corporation-friendly state in the United States, the small state of Delaware is a big place for business. It's the legal home to more than 850,000 business entities, including more than half of all U.S. publicly traded companies and 63 percent of the Fortune 500. 1 Thanks to its unique laws governing corporations, and its lack of consumer sales tax, Delaware is an attractive home for businesses of all sizes. If your business calls Delaware home, be sure to protect your company with appropriate commercial insurance, including general liability, professional liability, property and workers' comp coverage.
Property and Business Interruption Insurance Are a Must in Delaware
Due to its location on the Atlantic seaboard, Delaware has seen more than its share of tropical cyclones, along with the associated high winds and property damage. Some storms are severe enough to shut down businesses temporarily, so many Delaware businesses invest in business interruption insurance. A smart addition to your business's property coverage, which pays to repair any damage caused by high winds, business interruption insurance helps business owners pay the bills even when a storm forces their businesses to close for a period of time. Ask your Business Insurance Now representative for details.
Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!
Let us help you find and bind any of the following coverages:
Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.
Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.
Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.
Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.