Connecticut

Savings Tips

• Many Connecticut businesses have employees that travel among the New England states and beyond. If your employees or subcontractors work in or travel to other states, be sure to check those states' workers' compensation laws to ensure you're in compliance.
• Due to the hurricane and storm risk in Connecticut, check your insurance policies for provisions addressing flooding. Such coverage often isn't standard with a business property insurance policy, so you may need to buy additional coverage. If you're not sure if you've got flood coverage, ask your Business Insurance Now agent for a free review of your current policy.
• Your Connecticut-based business may be able to save money on insurance premiums by focusing on and improving safety. Continually evaluating and improving your management processes not only helps to protect your workers, it can mean big savings on premiums for your commercial liability insurance policy.

Connecticut Business Insurance

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One of the richest states in the union, both in history and economically, Connecticut is a great place to be in business. Its temperate climate and natural beauty attracts visitors and residents alike, while its long coastline is a boon to tourism as well as home base for a legendary maritime industry. However, like all coastal New England states, Connecticut keeps a wary eye seaward during hurricane season, and is battered by long, cold winters and stormy summers. All of these factors make property and business interruption insurance a must for businesses based in Connecticut.

Connecticut: Rich in History, Rich in Business

With a lot to offer packed into one small state, it's no wonder that Connecticut is one of the most densely populated states in the union. Home to many seafaring businesses as well as manufacturing and financial industries, the state has one of the highest per-capita income rates in the country, ¹ making it fertile ground for businesses to prosper. To protect your business investment and promote future growth, it's essential to have proper commercial insurance provisions, including general liability and professional liability insurance coverage.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers' Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.