California

California

Savings Tips

  • California has one of the largest technology sectors in the United States. This is an industry that demands the services of consultants and subcontractors – do you have the necessary coverage to get the jobs that will grow your business?
  • No matter what industry you are in, when disaster strikes, you lose income. Protect yourself and your business by adding business interruption insurance to your California business insurance policy.
  • Want to save a bundle on your California business insurance quote? Ensure that your employment projections are as accurate as possible. These estimates set the premiums for worker's comp and inaccurate predictions can have you spending more than necessary.

California Business Insurance

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Can't find your Industry?

The state of California boasts the largest economy in the United States 1, and the 8th largest economy in the world 2. To say that business opportunities exist in California would be an understatement. But along with these unique opportunities comes the possibility of mishap, and that is where a tailor made California business insurance policy will show its value.

Businesses in California Face Increased Insurance Risks

When purchasing business insurance in California, the Business Owner's Policy is probably the area that will require the most attention. Let's face it – California is a volatile state when it comes to natural disasters. Businesses in San Francisco and Los Angeles are at great risk for incurring damage due to an earthquake while businesses in San Diego or Malibu (near Los Angeles) often find themselves at the mercy of annual forest fires that wipe out countless acres each year. Owning a business in California automatically puts you at a greater risk for property damage and your business insurance coverage should reflect that.

Give us 15 minutes or less... and we'll have you covered! Start by getting our free, no-obligation online quote, and you're on your way to saving time and money!

Let us help you find and bind any of the following coverages:

Business Liability Insurance Package Policy. Often referred to as a Business Owner Policy or "BOP," this General Liability package policy protects your company in the event a client is injured on your premises, or if you or one of your employees causes an injury or property damage at a client's location.

Professional Liability Insurance. Professional Liability or "Errors & Omissions" Insurance provides coverage in the event you are legally obligated to pay for economic damages to your client or a third party caused by your alleged negligent or improper advice -- or other errors or omissions in your work. This coverage is critical for professional services companies.

Workers Compensation Insurance. Required in many states, Workers' Compensation Insurance provides medical and disability coverage for company employees in the event of a work-related illness or injury.

Employment Practices Liability Insurance. EPLI insurance provides the protection you need should one of your employees allege any number of employment practice violations. These violations include age, race or gender discrimination, wrongful termination and sexual harassment. EPLI is essential coverage in today's litigious workplace.