When an employee or a subcontractor uses a vehicle on your behalf
you can be legally liable even though you don't own the vehicle.
Five or more automobiles or motorcycles under one ownership and
operated as a fleet for business purposes can generally be insured under a
low-cost fleet policy against both material damage to the vehicles and
liability to others for property damage or bodily injury.
You can often get deductibles at varying levels and thereby reduce
your premiums accordingly.
Medical payments under automobile insurance cover medical claims
including your own arising from automobile accidents regardless of the question
In most states you must carry liability insurance or be prepared
to provide other proof (such as a surety bond) of financial responsibility when
you are involved in an accident.
You can purchase uninsured motorist protection to cover your own
injury claims from someone who has no insurance.
Personal property stored in an automobile and not attached to it
(for example merchandise being delivered) is not covered under an automobile
Business Insurance Now is America's #1 online insurance agent for small business,
including the self-employed and companies with 10 or fewer employees. Business Insurance
Now allows businesses to apply for insurance and receive multiple quotes from leading
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more. (CA License #0G11129)